The NHS pension scheme is a statutory scheme, meaning that the rules which govern the scheme are set out by the Government in primary legislation.

The scheme is also subject to legislation issued by HM Revenue and Customs and the Department for Work and Pensions. The LMC Library holds a BMA Fact sheet which provides a broad outline of the scheme.

The scheme rules are complicated and frequently change. Where members are uncertain or when urgent decisions have to be made please seek advice from your financial adviser or from the BMA Pensions Department.